Credit · 4 min read
Understand your credit report
What to check and where to start if something looks wrong.
FinEQ educational guide · Reviewed 20 October 2026
Read the report, not only a score
A credit report records accounts and payment information supplied to a bureau. Check whether the accounts are yours, whether balances and statuses look current, and whether your personal details are correct.
Question an error
Keep a copy of the entry you dispute and contact the bureau through its official process. Be wary of anyone who promises to remove accurate information for a fee.
Keep access in your hands
Use an official bureau channel when requesting your own report. FinEQ does not currently retrieve a credit report for visitors to this website.
This guide is educational. A qualified professional can help assess your individual circumstances.